Waterbox now offers two convenient ways to pay for your aquarium purchase over time. Installments or SplitPay.

Affordable Monthly Plans

Pay for your order over 6, 12, or 24 months at competitive interest rates as low as 0% APR*.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.

*Financing available only in the US.


4 Equal Payments

SplitPay is Bread’s newest payment solution. Now you can split your purchases ($50-$1000) into four easy interest-free payments.

No Credit Check Required

SplitPay is not a loan and checking out with SplitPay won’t impact your credit score.

Always 0% Interest

SplitPay is always 0% APR, so shoppers can purchase more without worrying about interest.

Check your rate in seconds without leaving Waterbox

*Financing available only in the US.


Check Bread’s FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.

*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval.

Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.